March 21, 2010
And when Jesus heard it, he said to them, “Those who are well have no need of insurance, but those who are sick…” Mk 2 v17
I did not need insurance (I had it) until I got Parkinson’s. Then I couldn’t get it.
The day after being diagnosed with Parkinson’s I was given the dreaded label “pre-existing condition”. It’s code for “don’t insure” …and there’s nothing one can do about it.
Mayo Clinic, Rochester, MN – Te | photo
I went for a while with no insurance. It was a good experiment, a bad experience. I soon found out how the free market medical system works:
I went to refill my prescriptions at Target. I had noticed a discrepancy in recent receipts so I brought the receipts with me.
I asked, “What’s the deal? You’re charging more for the same drugs.”
They said, “You pay more if you don’t have insurance.”
I asked, “You charge more for the exact same prescription that takes exactly the same amount of work to fill to one paying cash as to one you have to file a claim to?”
They said, “We have a contract with the insurance companies.”
I said, “I’ll sign a contract.”
They said, “It doesn’t work that way.”
I asked, “Why not?”
I pointed out that what they were doing by charging the uninsured more is they were forcing the uninsured to subsidize the insurance companies making insurance more affordable to those who could already afford it, making the system even more out of whack.
I asked, “How can you work here and be a part of such a practice?”
I think it was about this time the security guard showed up. Evidentially Target, who likes to brag about how they give back to the community, doesn’t like public discussions of how they “take back” in pharmacy.
I wondered what Christ would have done, what he would have said.
As I paid for my uninsured-over-priced prescriptions, the cashier, in a voice no one else could hear, said, “I totally agree with you.”
No free-market insurance company is going to insure me. If one did, I’d make sure I had no stock in that company. It’s how capitalism works. And how it doesn’t.
Capitalism without God is godless. Godless capitalism is heartless. A heartless capitalist only cares about his finances.
I’m not a socialist. I’m not for making everything equal. God didn’t. Difference is beauty. The beauty of ethnicity, of cultures, of man and woman. Add love to difference and you have a thing of God.
We do not all have the same health issues. God chose different issues for different people for different purposes. Add love to the differences and you put the care back in healthcare.
We need to give our capitalism a heart so it can be more kind, more caring, less bottom-line, more Christ-like.
I don’t mind paying more for insurance, but not everyone can. I pay almost 10,000.00 per year when one adds in the deductible, which is a given. If one does need care, the co-pay adds to the bill. Dental is also additional. The one health insurance “provider” that would give me insurance? The state of Minnesota. I thank God for government in health care.
I applaud those who care enough to risk their political futures to try to correct the injustices of our current system. I applaud those who see issues with the sought changes. Is it a bill that should be passed? I don’t know.
Christ? Christ was a one-man universal healthcare provider. There were no economic barriers to his care. He never charged a penny. It mattered not what one could afford. His care was available to all – rich or poor, from conception to death …and for a few, even past death. He even cared for those who were ungrateful. His biggest opposition? Pharisee talk radio.
The beauty of Christ – he cared.
Filed under Caring.